A great deal depends on the type of SD card you using. Older cameras cannot handle high speed SD cards, and newer cameras really balk with the older plain SD cards that were slow to format and slow to upload photos.
If you have a high capacity SD card it probably is newish and will not work well or work at all with an older camera (such as a TZ model)
If you have instead a plain vanilla SD card perhaps 128MEGAbytes (not GIGAbytes) then it won't work well in a new modern camera.
Hope that helps.
Go into the camera's menu and find "format"....follow the on-screen instructions to erase the internal memory. Your card should work properly after that. If not, your card may be corrupted. If so, download the pics from it to your computer and then, format the card in the camera to get it to work again.
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The most common reason for that is 1) You don't have an SD card inserted or 2) The SD card you have is not being loved by the camera's software. That is very common with older digital cameras and newer SD cards. If your SD card is working in your computer I suggest you simply get an old SD card, perhaps 128 MEGAbytes or 512 MEGAbytes and I think you will have found your solution.
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