How do you normally download your photos? If you do it by connecting the camera to the computer's USB port, simply remove the memory card before making the connection.
If you do it by taking the card out of the camera and putting it into a card reader, transfer the pictures from the camera to the card by using the Copy command in the Playback menu. See page 137 of the Advanced Manual: http://www.fixya.com/support/p1363715-panasonic_lumix_dmczs7_dmctz10_digital_c/usermanual-17D5735-PDF
SOURCE: help for Panasonic Lumix DMC-TZ 1
For a factory reset:
Turn on the camera, push the menu button, push left, down and then right.
You are now on SETUP menu.
Scroll up to the RESET option, push right and then answer YES two times.
SOURCE: The photos aren't downloading from
Make sure you have the Mac driver for your camera. Install the Mac driver that came with the CD. Try to use a different USB cable. You can also try to isolate the problem by plugging your camera to a Windows OS computer like windows xp and vista.
SOURCE: Panasonic Lumix DMC-TZ4 black - memory card locked
Remove the SD card and slide the lock switch on it to the unlocked position. If it's already there then slide it fully to locked and then fully back again.
If this fails then you need to try another SD card to see whether it's a camera fault. If the camera is at fault then there's nothing more you can do other than to return the camera to Panasonic for repair.
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