My phone wont let me dial out , keeps saying insert smart chip
SOURCE: says insert smart chip
smart chip means the SIM card.
try cleaning the metallic part of the SIM card with a cloth and the metal connectors on the phone with cotton bud etc.
Put it back and try again.
If not working grab another SIM card (working - friend's etc) to test.
If still not working, send to service centre.
If working for other SIM card then replace your own SIM card.
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