Why would you add your R1 but subtract their R1 ?
You state R50 minus R1 comes to R49 for both and then you add your R1 ?
So if you gave your R1 to Mum and Dad you would subtract 0.50 from what you owe them .
Being 48.5 plus 48.5 and this equals R47
So the R1 is in your pocket as with a credit account it works opposite to a debit account.
In a credit account payments in are subtracted (basic accounting )
Withdrawals are added to account balance.
It is opposite to a savings account
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