Personally never heard of them. I do all my secure credit scores through Credit Karma. I know that they are secure.
SOURCE: Are a credit report and a credit score the same
No. a credit report is a data filled report containing all your financial history and data about payments you've made, loans you've taken and your banking history etc. Whereas credit scores are a 3 digit number that is given based on all the information in your credit report. So they are linked but very different.
SOURCE: Where Does My Credit Score Come From?
Your credit score is the number assigned to you by a credit bureau. The higher your credit score is, the more likely you will be approved by a lender, and the lower the interest rate you'll be charged.
SOURCE: What Are The Credit Score Requirements For Funding From Traditional Sources?
Usually, to qualify for bank and SBA financing, a business needs to have a credit score over 650. For different kinds of alternative financing, credit score requirements can range from 500-650. But with increased lender risk, the higher the borrowing rates.
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