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Linda Harper Posted on Dec 31, 2009
Answered by a Fixya Expert

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You are charging my checking account each month and I want it stopped!

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  • Expert 346 Answers
  • Posted on Dec 31, 2009
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One possible option you may have in the event that someone is making charges to your checking account that you do not wish to continue is to file a non-payment declaration (stop payment) with your financial institution.

Please understand that we who see these questions are not the same who are making charges to your account. You may also contact the FixYa corporate offices to request that your account be canceled and funding restored to your account.

Please visit this page and use one of the contact methods described therein to voice your concern to the handlers of FixYa.com, so that it can be properly handled.

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  • Master 1,472 Answers
  • Posted on Dec 31, 2009
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Lindalu39

Most likely Dell is not the one charging your account a monthly fee (Unless you took a payment plan when you bought your computer). If you look at your back statement it will list the name of the company that is charging you account. Also you can talk to you back and they can lookup the transcation number to see what company is actually charging you. Note alot of times they use a shorten name and/or a DBA name on statements.

Hope this help

Issken

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Cancel payments

Automated payments debited from your checking account or against your credit card can prove to be quite convenient.
Automatic debits can be payments for loans, life insurance premiums, cable bills, Internet service and many other transactions.
Sometimes you want these transactions stopped.
If you decide to open a new checking account the automatic debits should be discontinued from the old bank account.
The company responsible for the debits will need adequate notification to keep the debits from going through another month.

Review your bank account statement or credit card statement to see which automatic debits are going through.
You could have several automatic debit transactions deduction money from your bank account. Decide which ones you want to stop or cancel.
Locate the contact information for that particular merchant.
Call the merchant responsible for the automatic debit.
The toll-free customer service phone number should be on the merchant's statement.
Let the representative know you want the automatic debits stopped.
The representative will stop the automatic debits per your request.
Some companies need four or five days prior to the automatic debit.
Without adequate notice the automatic debit may occur one more time.
The following month you should not see the charge.

Send a letter to the merchant.
Sometimes it may be difficult to reach a merchant by phone; if this is the case, the website Credit Info Center recommends sending the merchant a certified letter with a return receipt.
It will take a little longer to get your charges stopped by mail.
Take a look at your bank statement.
Make sure the automatic debits have been cancelled.
If the charges continue, follow up with the merchant.
Ask for a confirmation letter confirming the automatic debits have been cancelled.
http://www.creditinfocenter.com/budgeting/stop-automatic-debits.shtml
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