I've gone into the owners manual for your camera and respectfully disagree with Panasonic's faults idea that you don't have to format the media card. Formatting the camera SD memory card is what you need to do. Any new memory card or any memory card that has been cleaned (formatted) in a computer or used in another camera must be formatted. I fully believe that if you format the memory card you are attempting to use your problem will end. I've done a screen shot here to show you what icon you need to find to perform this formatting.
This will solve your problem
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