SOURCE: memory card locked
There is a switch on the SD memory card, slide the switch to unlock position before you insert the card into your camera.
More detail, see here How to fix a ‘card locked’ problem
SOURCE: sandisk sdhc 4gb memory card wont work with my
You need to format the card in the camera to optimize it.
SOURCE: My Panasonic Lumix DMC-FZ7 will not read memory
It wants you to format the card in the camera. This will erase the card so download any pictures on it first using a card reader if necessart.
SOURCE: Panasonic Lumix DMC-TZ4 black - memory card locked
Remove the SD card and slide the lock switch on it to the unlocked position. If it's already there then slide it fully to locked and then fully back again.
If this fails then you need to try another SD card to see whether it's a camera fault. If the camera is at fault then there's nothing more you can do other than to return the camera to Panasonic for repair.
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